Fraud with credit cards seems to be all over the place and criminals love using the internet to steal credit card information, due to the privacy it offers. Many people believe that the only way to protect themselves is to stay away from purchasing online altogether. Although that is one option to protect one's credit card information from being stolen but it also means one can never purchase anything online again. The marketplace online for goods and services is growing at the rate of a whirlwind because customers know they can quickly find the best prices when shopping online. If you don't shop online anymore, one would give up all these amazing deals. Using this method to avoid fraud with credit cards is similar to making the decision to never fly on a plane again to avoid terrorists. Sure, you won't be a victim in a terrorist attack that involved planes, but this also means that one has to endure the hassle of being unable to fly during travel. Like anything else in life, the key is not to avoid the issue however, it is to be aware of the issue and adopt an appropriate strategy to lessen the possibility of becoming the victim of credit card fraud while shopping on the internet.
In the beginning, let's discuss steps one can take if fraud with credit cards is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data is stolen. A credit card provider will close the card off from further use and will issue a new card in about 2 or 3 weeks however this is an inconvenience most people would still rather not want to have to handle in the event of a possibility.
Online shoppers can utilize the Secure Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspicious or not when Google last scanned it, and also if the website has did anything suspicious in the past, and will also inform if it is associated with any suspicious websites even in the event that the site itself is not doing anything that could be considered suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address the tool from Google will show an easy half-page report on whether the website in question is in fact secure or not.
Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They allow for customers to make payment for goods and services via them. Amazon gutschein For instance, when a customer buys something, she is not directly paying the site she is purchasing from. She pays the amount due to PayPal Then PayPal will pay the merchant which means the merchant never sees the credit card details of the customer and her credit card details wasn't transmitted via the internet during the transaction. It doesn't matter if the buyer shops on only one or 100 websites. So long as an alternative payment method from a third party was utilized the credit card details were not transmitted, so the information does not get tossed all over the internet at every site where a purchase was made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, shoppers online can now be sure that the websites they go to are secure to shop on, and also be sure to not enter sensitive information when purchasing. There is no reason to ignore all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.